Special Event Liability coverage provides peace of mind for sponsors or hosts of any events attended by guests or paying customers. A church's holiday bazaar, a rock concert, a festival, and a wedding all have something in common--the potential for unexpected incidents that result in risk to the sponsoring organization or persons. Are there weddings in your community? Fairs, or festivals? Concerts? If so, you'll want to know more.

Specialty Insurance
ISU Alliance Insurance Services offers more than 700 insurance products over and above the coverages sold by most independent agencies.
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Category Coverages
Complete Event Protection
Events, both small and large, can take many unexpected turns. Risk exposure for clients include interruptions, problematic weather, and liability. This Category of specialty insurance coverage includes four important policies: Special Event Liability, Event Cancellation, Weather Insurance, and Prize Indemnity. Whether you're planning a wedding, a hole-in-one grand prize at a tournament, or a music festival for thousands, this is coverage you'll want to understand.

Special Events Liability
Individual Coverages
Additional Categories
Automobile Excess Liability

Automobile Leasing Contingent Liability- Physical Damage

Automobile Nonstandard Liability

Automobile Nonstandard Liability- Physical Damage

Automobile Repossessors Liability

Barber Shop Liability

Beauty Shop Liability

Business Legal Expense

Clubs and Leisure Time Activities

Consultants Professional Liability

Cyber-Liability

Dentist Professional Liability

Directors and Officers Liability

Directors and Officers Liability- Financial Institutions

Directors and Officers Liability- Non-Profit organizations

Drug Testing Liability

Employment Benefit Plans Liability

This insurance covers the insured employer against claims made by its current or former employees due to damages caused by negligent acts, errors, or omissions in the employer’s administration of employee benefit programs. It covers claims resulting from the giving of incorrect advice concerning an employee's health care or pension plan or for failing to enroll employees under a benefit program. It usually excludes all fiduciary responsibility. It may be written on a separate policy or be endorsed to the employer's commercial general liability policy. This explanation of insurance benefits is provided by Insurance Marketplace.
- General Liability
- Contractors
- Products Liability
- Lessor’s Risk
- Employee Liability
- Cyber-liability
- Lessors Risk
- Commercial Liability Risk
Equipment Leasing-Lessor Protection

Equipment leasing contracts require that the lessee insure the leased equipment. However, at times the lessee does not meet its obligation. In order to protect its interest in the equipment when such a lapse occurs, the owner can purchase contingent coverage that pays for its interest in the equipment. This coverage can be broadened to include the lessee's interest. This explanation of insurance benefits is provided by Insurance Marketplace.
- General Liability
- Property Damage
- Business Income
- Terrorism
- Earthquake, Flood, Windstorm
- War
- Total Loss
- Workers Compensation
Errors and Omissions/Professional Liability (Medical)

Home Owners Policies- Low-Value and Non-Standard

Identity Theft Liability

Internet Liability

Kart (Go-Kart) Liability

Kidney Dialysis Centers

Lawyers Professional Liability

Liquor and Dram Shop Liability

Medical Professional Liability

Parking Garages and Parking Lots

Product Liability- Hazardous or New Products

Professional Liability

Railroad Property and Liability Coverages

Security Guards and Detective Agencies Liability

Technology Professional Liability

Umbrella Liability- Commercial

Umbrella Liability- Personal

Veterinarians Professional Liability

Warehouse Operators Legal Liability

Haven’t found the coverages you're looking for?
As a USA InsureNet Agency, we have access to the nation's premier directory of specialty products and programs. You can download this below.
The 58th Edition of The Insurance Marketplace by Rough Notes contains more than 700 coverages, programs, and service industry categories and is the most widely used directory in our industry for locating Specialty Market Providers.
If you see a coverage you are interested in, please reach out through the contact us button for more information.
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Specialty insurance coverages and programs are offered by independent agencies that market/sell those insurance products. These coverages come from companies known as "Specialty Market Providers" or "SMPs" and are represented by ISU Alliance Insurance Services.