Confluence Insurance offers more than 700 insurance products over and above the coverages sold by most independent agencies.
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Automobile Excess Liability
Automobile Leasing Contingent Liability- Physical Damage
Automobile Nonstandard Liability
Automobile Nonstandard Liability- Physical Damage
Automobile Repossessors Liability
Barber Shop Liability
Beauty Shop Liability
Business Legal Expense
Clubs and Leisure Time Activities
Consultants Professional Liability
Dentist Professional Liability
Directors and Officers Liability
Directors and Officers Liability- Financial Institutions
Directors and Officers Liability- Non-Profit organizations
Drug Testing Liability
Employment Benefit Plans Liability
This insurance covers the insured employer against claims made by its current or former employees due to damages caused by negligent acts, errors, or omissions in the employer’s administration of employee benefit programs. It covers claims resulting from the giving of incorrect advice concerning an employee's health care or pension plan or for failing to enroll employees under a benefit program. It usually excludes all fiduciary responsibility. It may be written on a separate policy or be endorsed to the employer's commercial general liability policy. This explanation of insurance benefits is provided by Insurance Marketplace.
- General Liability
- Products Liability
- Lessor’s Risk
- Employee Liability
- Lessors Risk
- Commercial Liability Risk
Equipment Leasing-Lessor Protection
Equipment leasing contracts require that the lessee insure the leased equipment. However, at times the lessee does not meet its obligation. In order to protect its interest in the equipment when such a lapse occurs, the owner can purchase contingent coverage that pays for its interest in the equipment. This coverage can be broadened to include the lessee's interest. This explanation of insurance benefits is provided by Insurance Marketplace.
- General Liability
- Property Damage
- Business Income
- Earthquake, Flood, Windstorm
- Total Loss
- Workers Compensation
Errors and Omissions/Professional Liability (Medical)
Home Owners Policies- Low-Value and Non-Standard
Identity Theft Liability
Kart (Go-Kart) Liability
Kidney Dialysis Centers
Lawyers Professional Liability
Liquor and Dram Shop Liability
Medical Professional Liability
Parking Garages and Parking Lots
Product Liability- Hazardous or New Products
Railroad Property and Liability Coverages
Security Guards and Detective Agencies Liability
Technology Professional Liability
Umbrella Liability- Commercial
Umbrella Liability- Personal
Veterinarians Professional Liability
Warehouse Operators Legal Liability
Haven’t found the coverages you're looking for?
As a USA InsureNet Agency, we have access to the nation's premier directory of specialty products and programs. You can download this below.
The 58th Edition of The Insurance Marketplace by Rough Notes contains more than 700 coverages, programs, and service industry categories and is the most widely used directory in our industry for locating Specialty Market Providers.
If you see a coverage you are interested in, please reach out through the contact us button for more information.
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Specialty insurance coverages and programs are offered by independent agencies that market/sell those insurance products. These coverages come from companies known as "Specialty Market Providers" or "SMPs" and are represented by Confluence Insurance.